How to Lower Your Household Bills in the Winter: A Guide to Saving Money 

Winter brings higher energy bills as we try to keep our homes warm and energy efficient. The colder months bring more challenges as energy and utility costs rise, making it more expensive to keep our homes warm and cosy. Thankfully, there are cost-effective ways to help lower your household bills without compromising on comfort. Here’s how you can stay warm and save money this winter.

Insulate your home properly

Insulation is one of the most cost-effective ways to reduce heating bills. A well-insulated home retains heat, meaning your heating system doesn’t need to work as hard.

• Loft Insulation: Up to 25% of heat loss occurs through an uninsulated roof. By installing or upgrading your loft insulation, you can significantly lower your heating costs.
• Wall Insulation: If your home has cavity walls, consider cavity wall insulation to prevent heat loss. For solid walls, external or internal wall insulation might be worth exploring.
• Draught-Proofing: Seal gaps around doors, windows, and even keyholes to prevent cold air from entering and warm air from escaping.

 

Use smart heating controls

Smart thermostats and heating systems allow you to tailor your heating schedule to your lifestyle.

• Smart Thermostats: These devices learn your schedule and adjust your heating accordingly, so you’re only using energy when you need it. Some models can even be controlled remotely through an app, giving you more flexibility.
• Zoned Heating: Consider a system that lets you control the heating in individual rooms. This way, you can heat only the spaces you use, saving money on unnecessary energy consumption.

 

Use energy-efficient appliances

Using A-rated energy-efficient appliances can make a difference in the cost it takes to run. When looking to purchase appliances such as fridges and washing machines, it is recommended to buy appliances with an A rating. 

• Energy-Efficient Heaters: If you need a boost of warmth, choose energy-efficient space heaters or electric blankets instead of heating the entire house.
• LED Lighting: As daylight hours shorten, lights will be on more often. Switching to energy-saving LED bulbs can reduce lighting costs by up to 80%.

 

Review Your Energy Supplier

If you haven’t switched your energy supplier in the past year, you could be overpaying. Use comparison sites to find better deals and consider switching to a supplier that offers more competitive rates.

 

Maintain Your Boiler

A poorly maintained boiler is less efficient and can cost you more in the long run. Schedule an annual service to ensure it’s running at peak performance. If your boiler is over 10 years old, upgrading to a modern, energy-efficient model could save you even more.

 

Bleed your radiators

By implementing these things, you can lower your household bills during the winter months. From insulation and smart heating to efficient appliances and switching suppliers, every small step adds up. Not only will you save money, but you’ll also contribute to reducing your carbon footprint—a win-win situation for you and the environment.

Start making these changes today and enjoy a warmer, more cost-effective winter season.

 

How to Sell Your Home During the Winter

While it’s true that fewer buyers are on the hunt during the colder months, those who are tend to be serious about making a purchase. You can successfully sell your home even when the temperature drops with a few of these things. 

1. Emphasise warmth and comfort

Take advantage of people enjoying the cosy factor of a home and ensure it invokes this feeling when having their viewing. 

• Set a Warm Atmosphere: Keep your home heated to a comfortable temperature. If you have a fireplace, consider lighting it for showings to create an inviting ambiance.
• Add Seasonal Touches: Decorate subtly with winter-inspired accents such as soft throws, warm-toned pillows, and seasonal wreaths to create a cosy feel without going overboard.
• Maximise Lighting: Winter days are shorter, so ensure every room is bright and well-lit. Open all blinds and curtains during the day and turn on all lights before potential buyers arrive. Use warm, ambient lighting to enhance the cosy atmosphere.

 

2. Maintain Curb Appeal Despite the Cold

First impressions matter, even when your garden may be covered in snow. Curb appeal in winter requires attention to detail:

• Keep Pathways Clear: Make sure driveways, walkways, and steps are clear of any weeds, and on those icy days, ensure salt is put down to prevent slipping. 
• Add Plants: Winter-friendly plants like shrubs or potted holly can make your exterior feel alive and well-maintained.
• Update Exterior Lighting: With less daylight, good exterior lighting is essential. Well-placed lights can highlight your home’s best features and make it look inviting even after dark.

 

3. Optimise Online Listings

More buyers tend to browse listings online before deciding which homes to visit, particularly in the winter when they’re less inclined to venture out.

• High-Quality Photos: Professional photos can make your home stand out. Ensure photos are taken on a sunny day to capture your home in the best light. Include pictures of your home during other seasons if possible, so buyers can visualise the property year-round.
• Virtual Tours: A virtual tour or video walkthrough can engage buyers who are hesitant to view homes in person during colder weather.

4. Be flexible with showings

Weather and holiday obligations can make it difficult to schedule showings during the winter. Be as accommodating as possible.

• Offer virtual showings: For buyers who can’t or don’t want to venture out, consider offering video calls or virtual walkthroughs.
• Adjust Times: Make allowances for shorter days by being open to evening showings. A well-lit home can still impress after sunset if presented thoughtfully.

 

5. Price It Competitively 

There may be fewer buyers in the winter market, but the ones who are searching tend to be serious. Pricing your home right from the start can attract motivated buyers and give you a better chance to sell your home.

• Consult with a Real Estate Agent: An experienced agent will help you set a realistic price based on recent sales in your area and the current market climate.
• Be Open to Negotiation: Winter buyers may be looking for deals. Be prepared to negotiate and consider reasonable offers.

 

6. Take Advantage of the Season’s Unique Appeal

Winter can actually work to your advantage in some ways:

• Highlight Energy Efficiency: If your home has features like new insulation, energy-efficient windows, or a smart thermostat, make sure to point these out. Buyers will appreciate knowing they won’t be in for high heating bills during future winters.
• Create an Emotional Connection: People tend to spend more time indoors in winter. Stage spaces to showcase how comfortable and functional they can be for daily living.

 

By enhancing your home’s warmth, ensuring its curb appeal, using technology to your advantage, and being flexible with showings, you can create an environment that appeals to serious buyers.

 

A first-time buyers guide to home buyers reports and surveys

When buying your very first house, it can become a minefield of things to do that you never knew existed! Being a first-time home buyer, you want to be as informed as possible and know the ins and outs of the house you are buying. 

With so many reports available to choose from, we thought we would help you break down each one so you are able to make an informed decision on what you will need.

 

Why do you need surveys carried out on a home you’re buying? 

Surveys are essential, especially for a first-time buyer, because they provide crucial information about the property’s condition. They can uncover hidden issues like structural damage, damp, subsidence, or potential legal problems with boundaries. A survey helps buyers avoid unexpected repair costs and gives them confidence in the home’s value and safety. 

What types of surveys are there, and what is checked? 

Condition Report (Level 1): The most basic survey, giving a general overview of the property’s condition without much detail. It’s best for newer or well-maintained homes.

HomeBuyer Report (Level 2): A more detailed report that highlights issues like damp, subsidence, and any repairs that might be needed. It usually comes with a property valuation.

Building Survey (Level 3): The most comprehensive survey, ideal for older, larger, or more complex properties. It gives a thorough analysis of the property’s structure and condition, with recommendations for repairs.

New-Build Snagging Survey: For newly built homes, a snagging survey checks for small defects or unfinished work that needs correcting before you move in.

Home service report: After having a report that covers the structure of the property, you can add on a home service report to cover the inspection of the boiler, heating system, plumbing, and gas appliances. This ensures you will be moving in knowing everything is in working order, or if repairs are needed, you are able to use the report to negotiate the price down to cover the repair costs. 

EICR: An EICR is a dedicated survey for checking the electrical installation. This report often goes hand in hand with a home service report and gives you even more detailed information on your home. 

 

How to Choose the Right Survey for Your Situation

To decide which survey type is best, consider the following factors:

1. Age and Condition of the Property: Older or unique properties may have hidden issues that require a more thorough inspection.

2. Your Budget: Surveys can be costly, but skipping this step can lead to unforeseen expenses. Decide on a budget and choose the survey that provides the best value within it.

3. Future Plans for the Property: If you plan to renovate, a building survey will give you valuable insights into structural considerations before starting.

4. Mortgage Lender Requirements: Some lenders may require specific surveys, especially if they have concerns about the property’s condition.

How much does a home buyer’s report cost? 

The cost of a Home Buyer’s Report typically ranges from £400 to £1,000 in the UK, depending on the property’s size, location, and type. The complexity of the survey and the surveyor’s experience can also influence the price.

Do you have to have a survey when buying a house?

No, it is not a legal requirement to have a survey done when buying a house. However, it is highly recommended because it would be beneficial to you to know what condition the house you are buying is in. It gives you a clearer picture of any potential issues, as well as room to negotiate if there are any substantial costs flagged on the reports.

How do I arrange a survey? 

Once you have decided on the best survey(s) for you, to be able to arrange a survey, you will need to book in with the right company. 

For a condition report, homebuyer report, or building survey, you will need to find a qualified surveyor in your area. A local snagging company will be needed for your snagging report. An EICR will need a qualified and certified electrician to issue the report, along with a certified gas engineer for the home service report. Once you have it, they will be able to guide you through the process and assist with any questions you have with the reports.

What happens if your survey highlights a problem? 

When you receive your report back with faults, there are a few ways you can go about it. 

First, you will need to understand your report by discussing it with the contractor. From there, you can receive a quote for the work that would need to be carried out. It might be an idea to shop around to know the price is correct. 

Once the cost of rectifying the issue has been considered, you have the option of going back to the seller to renegotiate or the ability to pull out of the offer as a whole.

Is a house survey different from a mortgage lender’s valuation?

Yes, these are two different products. A home survey report assesses the condition of the property, whereas the mortgage lender’s valuation just confirms the property’s value.

Key Tips for First-Time Buyers

1. Choose a RICS-certified surveyor: Ensure your surveyor is accredited by the Royal Institution of Chartered Surveyors (RICS). RICS surveyors follow strict standards, so you’ll receive a reliable and accurate report.

2. Understand the Report’s Limitations: Not all surveys include services like plumbing, gas, or electrical inspections. For a more comprehensive check, you might need a specialist inspection on top of your main survey.

3. Consider Survey Timing Carefully: Ideally, schedule the survey shortly after your offer has been accepted to avoid delays in the buying process.

4. Use the Report to Your Advantage: If the survey reveals costly issues, use it as a tool in price negotiations. Sellers are often willing to adjust prices or address issues, particularly if repairs are significant.

5. Budget for Additional Inspections if Needed: Sometimes a survey might reveal issues that require further investigation, such as damp, subsidence, or timber problems. Although these inspections can be costly, they’re invaluable for uncovering deeper issues.

 

Who do I need to inform when moving house in the UK?

All of your time and efforts have gone into actually buying your new home, and you now need to complete the final step of informing everyone that you have now moved! But who is everyone? Let us help you break it down so you don’t miss anyone important out when moving house! 

Family and friends

First and foremost, let’s start with the most obvious: your family and friends. They need to know your new address so they can stay in touch and send you housewarming gifts! A quick group message or a fun moving announcement card can do the trick.

Utility Companies

To ensure that your new home is ready with all the essential services, you need to inform your utility providers. This includes:

1. Electricity and Gas: Notify your current provider of your move-out date and provide a final metre reading. Also, inform the provider for your new home, or if you’re switching, ensure the new provider is aware of your move-in date.
2. Water Supply: Contact your water supplier to update your details and ensure everything is set up at your new address.
3. Broadband and Phone: Arrange the transfer or setup of your internet and phone services in advance to avoid any downtime.

Local Council

1. Council Tax: You need to inform your current and new local councils to adjust your council tax accordingly.
2. Electoral Register: Ensure you update your details on the electoral register to maintain your right to vote.

Financial Institutions

Inform the following when moving house:

1. Banks and Building Societies: Update your address to receive important correspondence and prevent fraud.
2. Credit Card Providers: Ensure your billing address is correct to avoid payment issues.
3. Pension Services: Notify any pension services to keep your records current.

Insurance Providers

All your insurance providers need to be informed of your move to update your policies.

1. Home Insurance: Adjust your policy to cover your new home.
2. Car Insurance: Update your address, as it can affect your premium.
3. Health and Life Insurance: Ensure all your records are accurate to avoid any issues with claims.

Healthcare Services

Keeping your healthcare providers informed is vital when moving house.

1. GP and Dentist: Register with a new GP and dentist if you’re moving to a different area.
2. Optician: Update your details to continue receiving reminders for check-ups.
3. Specialist Services: Inform any other healthcare providers you’re in regular contact with.

Employers and education

• Employer: Ensure your employer has your new address for payroll and correspondence.

• Schools and Universities: Inform your child’s school or your own university of your new address to keep records up-to-date.

Postal Services

Consider setting up a mail redirection service with Royal Mail to catch any mail sent to your old address. This service can be arranged for up to 12 months and provides peace of mind that you won’t miss important correspondence during your move.

Subscriptions and memberships

Remember to update your address for any subscriptions and memberships, including:

1. Magazines and newspapers: Ensure they are delivered to your new home.
2. Online Shopping Accounts: Update your delivery address to avoid misdirected packages.
3. Gyms and clubs: Inform them of your new location, especially if you need to transfer to a different branch.

Government Services

Finally, ensure all relevant government services have your new address:

1. HMRC: Update your address for tax purposes.
2. DVLA: Notify the DVLA to update your driving license and vehicle registration documents.
3. State Benefits: Inform the Department for Work and Pensions if you receive any benefits.

 

 

How to Renegotiate an Offer After a Home Service Report

 

Renegotiating an offer may seem like a daunting task. You’ve found your dream home, made your original offer, and had a home service report conducted. But what happens if the report reveals some unexpected issues? Don’t panic! Renegotiating your offer after receiving a home service report is a common and totally manageable situation.

Key points: 

• Ensure you understand your report and know what issues have been flagged in it.
• Speak with the agent as soon as possible to explain the situation. Take the home service report with you as evidence. 
• The recommendations included in the report will help you understand how much you may want to lower the price by. 
• Know what decision you would be willing to make

Can you negotiate the house price after a survey? 

 

1) Review the report thoroughly. First things first, take the time to carefully read through the home service report. Make note of any issues flagged by the engineer, whether they’re related to the electrical system, plumbing, heating system, or anything else. Understanding the severity of the issues is important for your renegotiation strategy.

 

2) Ask the engineer: If you’re unsure about any of the findings in the report, don’t hesitate to check with the engineer when on site, over the phone, or by email once the report is complete. Recommendations are made within the report once the engineer is done with the inspection. This gives you specific work recommended to get done along with the urgency, allowing you to then understand the cost.

 

3) Prioritise Your Concerns: Not all issues revealed in the home service report may be something you want to factor into your renegotiation. Some may be minor and easily fixable, while others could require significant time and expense to resolve. Prioritise the issues based on their impact on the safety, functionality, and value of the property. This will help you focus your renegotiation efforts where they matter most.

 

4) Calculate Your Costs: Once you’ve identified the problems within the property that make you want to renegotiate the price of the house, you’ll need to look at the numbers. Estimate the cost of addressing each issue, taking into account both material and labour expenses. Be realistic in your calculations, but also consider leaving some room for negotiation. Having a clear idea of the total cost of repairs will give you a good foundation for renegotiating the price. 

 

5) Propose a Solution: With your research and calculations, it’s time to approach the seller with a proposed solution. This could take the form of requesting a reduction in the sale price to account for the cost of repairs, asking the seller to complete the repairs themselves before closing, or a combination of both. Present your proposal politely and professionally, emphasising your commitment to reaching a fair and mutually beneficial agreement.

 

6) Be Open to Compromise: Negotiation is a two-way street, so be prepared to be flexible and open to compromise. The seller may not agree to all of your requests, but by remaining courteous and reasonable, you increase the likelihood of reaching a satisfactory outcome for both parties. Take into consideration upgrades that you might have already had in mind. It may be beneficial to only factor in the bigger issues present in the report to improve your chances of the seller agreeing. Remember, the goal is to find a solution that works for everyone involved.

 

7) Get it in writing: Once you’ve reached an agreement with the seller, make sure to get everything in writing. This includes any amendments to the purchase agreement, details of the agreed-upon repairs or price adjustments, and any other relevant terms or conditions. Having a written record ensures clarity and helps prevent misunderstandings down the line.

Other things to consider: 

• Don’t wait until after you have exchanged. Any negotiations would need to be done before this. 
• Include any work agreed to be done by the seller in the contract. 
• The seller has the final say, as they need to buy their own house, so they might only be able to lower the price by a limited amount.
  

What happens if it’s not possible to renegotiate after a survey?

If the seller decides that there is no wiggle room at all in negotiating the pricing, you need to think about how you will respond. Your first option could be to accept this and move forward with the sale, aware of the additional costs when moving in. Or you have the option to back out of the sale, withdrawing your offer. 

 

What is the average price reduction after a survey?

Renegotiating an offer can prove to be worthwhile, with a Which? survey showing reductions of 5%–10%. 

Renegotiating an offer after receiving a home service report can seem daunting, but with careful planning and effective communication, it’s entirely manageable. Happy negotiating!

Home improvements that will increase your property’s value (and things that won’t)

 

Whether you’re staying in your home long-term or know you will be moving on in a few years, there are plenty of things you can do over time to gradually add value to your home. 

With the right improvements, you can add thousands to your home. Some work may just be maintenance to retain the value, and some may be a worthwhile investment to really increase that sales price. 

Let’s break it down, shall we?

1) Kitchen Renovation

What Works: A modern, functional kitchen can significantly add value to your home. Think sleek countertops, energy-efficient appliances, and ample storage space.

Cost: Depending on the scale of renovation, a kitchen makeover can set you back anywhere from £5,000 to £20,000.

Value: On average, a new kitchen can add 5–6% to the price of your house.  

 

2) Bathroom Remodel

What Works: Like kitchens, bathrooms sell houses. A new bathtub, shower, and stylish fixtures can make potential buyers swoon.

Cost: Expect to shell out around £3,000 to £10,000 for a bathroom remodel.

Value: With a bathroom remodel, you could add 4–5% to your home’s value. 

 

3) Loft Conversion

What Works: Need extra space? A loft conversion can be a game-changer. Whether it becomes a bedroom, home office, or entertainment space, it adds both square footage and value.

Cost: Prices vary depending on size and complexity, but typically range from £20,000 to £50,000.

Value: A loft conversion could add a healthy 20% value to your house. 

 

4) Extension

What Works: If you have the space, extending your home can be a smart move. Whether it’s a single-story extension for a larger kitchen or a two-story addition for extra bedrooms, more living space equals more value.

Cost: Prepare to invest anywhere from £20,000 to £100,000 or more, depending on the size and type of extension.

Value: An estimated 10–23% can be added to the value of your house, depending on what type of extension you go for. 

 

5) Energy-Efficient Upgrades

What Works: Going green isn’t just good for the planet; it’s good for your wallet. Installing double-glazed windows, upgrading insulation, and investing in a new boiler can all increase your home’s energy efficiency and appeal.

Cost: Prices vary depending on what you choose to upgrade. If you decide to just upgrade your boiler, this can start at around £1800, whereas other upgrades can cost from £5k upwards.

Value: Making these upgrades could boost the value of your home by 14%+. 

 

6) Curb Appeal

What works: First impressions matter. Sprucing up your front garden, adding a fresh coat of paint, and replacing an old front door can instantly boost curb appeal and attract potential buyers.

Cost: Depending on the scale of improvements, enhancing your home’s curb appeal can cost anywhere from £500 to £5,000.

Value: While it may not seem like a huge change to your house, increasing the curb appeal can increase the value by up to 10%. 

 

7) Upgrading the electrics 

What works: People can understandably be put off a home with unsafe electrics. Having new wiring, lights, and plug sockets can give people peace of mind that they won’t run into problems with the electrics down the line. 

Cost: To rewire a home, you can expect to spend between £4-5k based on a 3-bedroom house, and it will take anywhere between 2 and 10 days to complete the work. 

Value: You’ll have more committed buyers who won’t be put off by dodgy electrics. You won’t be caught out by surveys buyers have carried out leading to a price reduction once an electrical problem has been discovered. 

 

What doesn’t increase the value of a home in the UK? 

– Swimming Pool

What Doesn’t Work: Surprisingly, a swimming pool might not add as much value as you think, especially in the UK’s unpredictable climate. It can be expensive to install and maintain, and many buyers see it as more of a liability than a luxury.

Cost: Installation costs can range from £20,000 to £100,000 or more, not to mention ongoing maintenance expenses.

– Over-Personalised Upgrades

What Doesn’t Work: While it’s essential to make your home feel like yours, over-personalised upgrades might not appeal to potential buyers. That bright pink feature wall or custom-built aquarium might be a turn-off for some.

Cost: Personalised upgrades vary widely in cost but may not yield a significant return on investment when it’s time to sell.

 

In conclusion, when it comes to adding value to your house in the UK, strategic upgrades can make all the difference. Focus on improvements that enhance functionality, energy efficiency, and aesthetics while avoiding over-personalised or niche upgrades that might not appeal to the broader market. And remember, it’s not just about increasing your home’s value—it’s about creating a space you love to live in, too. Happy renovating!

What to expect when buying a house with electrical problems 

 

Sometimes your dream home comes up, but it’s in need of a little bit of TLC. More often than not, the most frequent issue to appear on a survey is electrical problems. The cons of electrical problems are outweighed by all of the other pros of the house that have made you fall in love with it. 

So you need to know what to expect. When purchasing a home, you need to have as much information as possible, especially when you are aware of a problem with the electrics. We’re here to help guide you through the process. 

 

1) Identifying electrical problems

To start, any and all electrical problems need to be identified. This will give you a clearer picture of the work that needs to be done. You’ll also avoid any unwanted surprises further down the line. 

• Signs of outdated wiring: Look for flickering lights, frequently tripped circuit breakers, or outlets that don’t work.
• Visible damage: Check for frayed wires, charred outlets, or loose connections.
• Inspection reports: Hire a professional home inspector, such as Home Service Reports, to thoroughly assess the electrical system for any issues.

 

2) Common electrical problems:

Knowing the most common electrical problems can make it easier for you to look out for them. This also makes it easier to get a guide price from an electrician on what it will cost to rectify. 

• Overloaded circuits: This occurs when too many appliances are plugged into a single circuit, leading to overheating and potential fire hazards.
• Faulty wiring: Outdated or improperly installed wiring can pose serious safety risks, such as electrical fires or electric shocks.
• Insufficient outlets: Inadequate outlets can lead to the use of extension cords, increasing the risk of tripping hazards and overloading circuits.

3) Assessing the severity:

You need to be aware of the severity of the electrical problem at hand to ensure you stay safe, as well as what it may cost you in the long run. 

• Determine whether the electrical problems are minor, requiring simple repairs, or indicative of more significant underlying issues.
• Prioritise addressing any electrical issues that pose immediate safety risks to occupants.

4) Negotiating with Sellers:

You’ve found the electrical problems, and now you need to decide whether the house is worth the selling price. Once you know the extent of the repairs, negotiating the price of the property is your next step. 

• Use the inspection report findings to negotiate with the seller for necessary electrical repairs or upgrades.
• If the cost of repairs is substantial, negotiate for a reduction in the purchase price to account for the necessary repairs.

 

5) Budgeting for repairs:

This is the big one, which ties into negotiating the price of the property with the sellers. You need to know you’ll have the funds to carry out the repairs and live in a safe and functioning home. 

• Get quotes from qualified electricians to understand the cost of repairing the identified electrical problems. 
• Factor repair costs into your budget. Ensure you have the financial resources to cover any necessary repairs.

 

6) Importance of Hiring Professionals:

Now we all love a bit of DIY, especially when buying a house, but it’s important to know when to get the professionals in. 

• While some minor electrical fixes can be done by homeowners, bigger electrical problems should always be carried out by qualified electricians.
• Hiring qualified electricians ensures that electrical work is done safely and up to code, reducing the risk of accidents or further damage.

 

7) Future-proofing Your Electrical System:

Don’t let the electrics in your house cause you any trouble in the future. Making repairs and improvements is always a worthwhile investment for safety and functionality. Having electrical problems rectified before or when you first move in means you have little to no furniture, etc. to be in the way when repairs are taking place, and you have peace of mind that the home you will be living in is safe. 

• If the house has outdated wiring or insufficient outlets, investing in electrical upgrades can enhance safety and convenience.
• Anticipate your future electrical needs, such as installing additional outlets for electronic devices or upgrading to energy-efficient lighting.
• Having the electrics up to spec can also increase the value of your home, making it a worthwhile investment. 

 

Armed with all of this information, the process of buying a house with electrical problems can be slightly less daunting for you. With time and investment, the electrical problems that first put doubts in your mind about buying the property will soon be a distant memory, and you’ll be free to enjoy your new home.

 

What is the report I need to check the electrics?

An EICR (electrical installation condition report) is the report that will be carried out to identify any faults. An EICR is like a health check up for your new home’s electrical system. It’s a thorough examination carried out by a qualified electrician to ensure that the electrical installation in your potential new home is safe and up to standard.

 

What is included in an EICR? 

When you have an EICR carried out, it will include

• A complete test and inspection of the property’s electrical installation 
• Circuit testing and descriptions 
• Identifies any areas that are dangerous or need improvement. 
• Suggestions and estimates of any rectification 

 

What would fail an EICR? 

Some common things to fail on an EICR are… 

• Unsafe wiring: old or damaged wiring that poses a risk of electric shock or fire.
• Inadequate earthing: A poor earthing system can increase the risk of electric shock.
• Outdated fuse boxes: old consumer units that don’t meet modern safety standards.
• Lack of RCD Protection: missing or malfunctioning RCDs, which protect against electric shock.

 

Why do I need an EICR? 

Did you know the average cost to rewire a 3-bedroom home is £3k–£5k? Carrying out an EICR report before buying a house provides you with negotiating power and ensures you are fully aware of the cost implications when purchasing your home.

 

Where can I book an EICR? 

Home Service Reports offer ECIR reports which will be carried out by one of our NAPIT qualified electrical engineers. Our reports can be booked online or by email at customer.services@homeservicereports.co.uk to enquire about a date to suit you.

 

 

Everything You Need to Know About Central Heating Checks and Boiler Inspections

The colours of the kitchen cabinets may be the first thing on your mind when looking around a potential new home. However you will want to pay special attention to the things keeping your home cosy and your water warm. This will include looking at the central heating and boiler in the property. 

Here are some things you need to know about central heating checks and boiler inspections. We will run through helpful things to keep an eye out for, to save you time and money when buying your new home. 

 

What is a central heating check? 

First things first, what actually is a ‘central heating check’?. A central heating check involves a thorough examination of your property’s heating system to ensure it is operating safely and efficiently. This inspection typically includes assessing the condition of the boiler, radiators, pipework, and controls. 

 The aim is to identify any potential issues or safety hazards and address them promptly. This way, you have full transparency when putting in an offer on a house. 

 

Do surveyors check central heating?

Although your surveyor will carry out a visual inspection during a property survey, surveyors are not qualified to do any kind of extensive checks, and only a gas safe engineer will be able to properly survey the central heating of a property. 

With a gas safe engineer carrying out a central heating check, you will get a detailed report as well as suggestions for any faults or improvements. This gives you a much better idea of what you’ll be working with, safety- and cost-wise. 

 A surveyor’s primary job is to check the structural integrity and safety of the house. 

What happens during a boiler check? 

During a boiler check, a certified gas safe engineer will assess the condition and performance of your boiler. This involves inspecting key components, such as the burner, heat exchanger, flue, and controls. 

The engineer will also check for any signs of damage, leaks, or carbon monoxide leaks, ensuring your boiler is operating safely and efficiently. This will be put into a report along with any recommendations. 

Essentially, we are getting you the most detailed information on how your boiler is working. 

How do you check a boiler when buying a house?

When buying a house, it’s ideal to arrange a boiler inspection by a gas safe engineer to accompany the property survey. Hiring a qualified heating engineer to assess the boiler’s condition will provide peace of mind and help avoid any unexpected repair costs after moving in. 

 Things you can check yourself as you view properties can be: 

• Look out for any signs of damp around the walls of the boiler or dried patches of damp. This could indicate an issue with the boiler. 
• If the boiler is on, see how loud it is. If it is quite noisy, it could need a power flush, which is an expense to consider, or even a full replacement. 
• Check for any signs of rust.
• Ask the agent for the age of the boiler and when it was last serviced. 

Don’t be shy when it comes to asking questions and taking a look at things that could potentially cost you a lot of money to repair in the future.

Does a boiler need to be serviced before selling a house?

While there is no legal requirement to service your boiler before selling a house, having a recent service certificate can reassure potential buyers and increase the value of your property. Surprisingly, your heating system can add quite a bit of value to your home, so it’s a win-win for the buyer and seller to keep it well maintained. 

A well-maintained boiler indicates that the property has been cared for and is less likely to have underlying issues.

 

How long does it take to do a boiler check?  

The duration of a boiler check can vary depending on factors such as the type and condition of the boiler, accessibility, and any additional tests required. On average, a thorough inspection typically takes between 30 minutes and an hour.

Your gas safe engineer will let you know how long they think the service will take.

 

Do they check radiators during a gas check? 

Yes, as part of a gas safety check or inspection, engineers will often assess the condition of radiators to ensure they are heating evenly and functioning correctly. Any issues, such as cold spots or leaks, will be identified and addressed during the inspection. This will give you a clearer idea of what maintenance may be required.

 

What happens if you buy a house and the boiler is broken?

Discovering a broken boiler after purchasing a house can be a significant inconvenience and expense. To avoid such scenarios, it’s advisable to request a boiler inspection as part of the property buying process. If a fault is found post-purchase, you will need to arrange repairs or replacements, depending on the extent of the damage, as the seller won’t be liable once the sale has been completed.

 

What is the best time of year to buy a house in 2024?

 

Are you considering buying a house in 2024? Whether you’re a first-time buyer or looking to upgrade to a new home, timing can play an important role in getting the best deal and making the best investment for you. 

As you start to look at your potential dream home, you need to understand when opportune moments might arise. So, when is the best time of the year to buy a house in 2024? Let’s delve into some insights.

Firstly, it’s important to acknowledge that the real estate market can be influenced by various factors, such as economic conditions, seasonal trends, and local market dynamics. However, there are certain patterns that tend to emerge, guiding potential buyers towards optimal purchasing times.

Buying a house in spring: 

Traditionally, spring has been hailed as the prime time for homebuyers. As the weather warms up, so does the real estate market. Spring often witnesses a surge in listings as sellers capitalise on favourable conditions to showcase their properties. With more options available, buyers have a better chance of finding their dream home. Additionally, the vibrant atmosphere and blossoming surroundings can make house hunting an enjoyable experience.

 

Buying a house in summer: 

The summer months can also be a promising time for buyers. Families with children often prefer to move during the summer break to minimise disruption to their schooling. Along with these benefits, there may be increased activity in the housing market during this period. However, competition could be stiff, and prices may reflect the heightened demand. Nevertheless, if you’re willing to navigate through the competitive landscape, summer could present some excellent opportunities.

 

Buying a house in autumn: 

As the temperatures cool down, so does the housing market. Autumn might not witness the same traffic as spring and summer, but it offers its own advantages for buyers. Sellers who haven’t been able to close deals during the peak season might become more motivated to negotiate. Moreover, with fewer buyers in the market, you might face less competition, giving you more leverage in negotiations. Keep an eye out for potential gems that have lingered on the market for a while.

 

Buying a house in winter: 

Contrary to popular belief, winter can be a surprisingly good time to buy a house. With many people focused on holiday festivities, the real estate market tends to slow down. Sellers who list their properties during the winter are often quite motivated, whether due to personal circumstances or financial reasons. As a buyer, you might find sellers more willing to negotiate and offer attractive deals. Additionally, fewer buyers in the market could mean less competition for desirable properties.

 

In addition to considering the seasonal trends, it’s essential to conduct thorough research and assess your personal circumstances before making a decision. Factors such as mortgage rates, job stability, and your long-term housing goals should also influence your timing.

 

At Home Service Reports, we understand the significance of timing in the homebuying process. That’s why we offer comprehensive home service reports and electrical installation condition reports (EICRs) to help you make informed decisions. Our professional services provide detailed insights into the condition of properties, boilers, heating systems, plumbing, and electrical installations, ensuring that you invest in a home that meets your expectations and safety standards.

 

Whether you’re buying in the spring, summer, fall, or winter, having accurate information about the property’s condition is invaluable. With our expertise and dedication to customer satisfaction, we’re here to support you every step of the way on your journey to homeownership in 2024.

 

So, when is the best time of the year to buy a house in 2024? The answer ultimately depends on your individual circumstances and preferences. However, armed with the right knowledge and resources, you can make a confident decision whenever the timing feels right for you.

 

Happy house hunting!

How to check the boiler when viewing a house

Buying a new home is an exciting milestone, but it can also come with its fair share of surprises, especially when it comes down to how to check your boiler.

Imagine moving into your dream home, only to discover that your boiler breaking down. It’s not only a hassle, but it can also be a significant expense. Fortunately, with proper precautions and a bit of foresight, you can avoid these unpleasant surprises.

Let’s explore how to check the boiler when viewing a home. 

Key Takeaways

• Find out when the boiler was last serviced.
• Check for any signs of wear and tear, such as rust, leaks, and damp patches.
• Find out the age and make of the boiler. 

 

Will my report from my surveyor check the condition of the boiler?

 A report that you will have carried out by your surveyor will check the structural aspects of the house and may also be able to note visible signs of any damage. However, they are unable to open the boiler in any way to provide a full inspection.

 This is where a Home Service Report can come in handy. With gas-safe qualified engineers carrying out the report, you are able to get a full understanding of not only your boiler’s condition but also the property’s plumbing, boiler, gas appliances, and heating system. 

 This report will identify defects, deterioration, damages, and/or conditions that may indicate potential danger, as well as provide recommendations for improvement.

 

So how do you check the condition of the boiler?

Here are some things to check when viewing a potential property: 

 

1) Location 

The first step in checking the condition of the boiler is assessing its location within the property. Ideally, the boiler should be easily accessible for maintenance and repairs. Look for a well-ventilated area with ample space around the boiler. Accessibility ensures that engineers can service the boiler efficiently when needed, keeping your home running smoothly. 

You’ll also want to locate the water tank and stopcock to make it easier and quicker if you ever need to turn off the water supply in a hurry. 

 

2) When was it last serviced? And when is it next due?

Inquire about the boiler’s service history to understand its maintenance schedule. A regularly serviced boiler is less likely to experience breakdowns and operates more efficiently. Ask the current homeowner or real estate agent when the boiler was last serviced and when it is due for its next service. This information provides insight into the boiler’s condition and whether it has been properly maintained.

It can also give you a better idea of when you will need to book your next service, allowing you to plan for that cost. A boiler service costs around £100, which, done annually, saves you money by lowering your energy bills. 

 

4) What if the boiler hasn’t been serviced? What should I look out for?

If the boiler hasn’t been serviced regularly, it’s important to assess the potential risks and costs involved. Neglected boilers are more prone to breakdowns and may operate less efficiently, leading to higher energy bills. Consider scheduling a professional inspection, such as a home service report, to evaluate the boiler’s condition and identify any necessary repairs or maintenance tasks.

 

Here are some red flags to look out for if the boiler hasn’t been serviced:

• rust.
• damp patches around the boiler.
• signs of previous leaks.
• The boiler is very old.

 

Boilers are an expensive investment, especially after just buying a house. So knowing as much about your heating system can help determine how much you spend. New boilers can cost anywhere from £1300 upwards, with things like the size of the house and how many bathrooms you have to consider. 

Safety precautions to take once you have moved into your new home would be to install carbon monoxide detectors. This will give you peace of mind if your boiler is older or if you don’t have much information about it. 

 

5) Check the radiators.

Inspect the radiators throughout the property to ensure they are heating evenly and efficiently. Cold spots or inconsistent heating may indicate underlying issues with the boiler or central heating system. Bleeding the radiators can help remove trapped air and improve their performance. Additionally, check for signs of corrosion or leaks around the radiators, which could signal problems with the boiler’s pipework.

 

6) How energy-efficient are the boiler and central heating system?

 All modern boilers will be rated for efficiency under the new European label introduced in 2015. You’ll want to assess the energy efficiency of the boiler and central heating system to determine their impact on your utility bills. Look for energy-efficient models with high-efficiency ratings, which can help reduce your heating costs and environmental footprint. Consider asking for information on the energy performance or conducting an energy audit to identify potential savings opportunities.

 

7) Is the boiler covered by a warranty?

Check if the boiler is covered by a warranty and inquire about its terms and coverage. A warranty provides added peace of mind and may cover repairs or replacements in the event of unexpected breakdowns. Be sure to review the warranty documentation carefully and understand any limitations or exclusions that may apply.

 

8) What type of boiler is it? 

Finally, determine the type of boiler installed on the property. Common types include combi, system, and conventional boilers, each with its own advantages and considerations. Understanding the type of boiler allows you to assess its suitability for your heating needs and lifestyle.

You will also want to find out the make and model of the boiler, in case you need to put it on any type of insurance. 

 

By checking all of these points as you view a potential new home and conducting thorough inspections, you can avoid surprises and ensure the boiler in your new home is in good condition. At Home Service Reports, we’re here to take the stress out of surprise repair costs and help you discover them before purchasing. 

Our expert team of qualified engineers has meticulously crafted a detailed assessment of your new property’s plumbing, boiler, gas appliances, and heating system to identify defects, deterioration, damages, and/or conditions that may indicate potential danger, as well as providing recommendations for improvement. This gives you the power to negotiate on a property you are looking to purchase.

 

If you have any questions or need assistance with your new homes heating system, don’t hesitate to contact us. Your satisfaction is our top priority.

Speak to one of the team members today: Customer.services@homeservicereports.co.uk

 

10 things to look out for when viewing a house

 

Viewing a house is equally as exciting as it is stressful. Deciding what layouts work for you, room sizes, kitchen and bathroom design, and the size of the garden are all the usual things you’ll be thinking about as you walk around a potential property you are looking to buy. But there are some aspects of a property search that you may not even know to look out for in the first place. Let’s get you confidently looking for your next home.

 

What is the parking like?

Depending on the area you are looking to purchase a home in, you may have one or two cars (if buying a home with a partner) to think about where to park. Is there adequate space on the driveway, or is it on-road parking? Is there space for visitors, and are there any yellow lines around the property preventing off-road parking? Factor in what aspects are important to you and what may be important for the future.

 

Are there any signs of damp or mould?

Damp and mould can cause a lot of (expensive) problems in a home. When viewing a house, look to see if the walls are wet or if there is any staining. Is there a damp smell or any peeling wallpaper or rotting skirting boards? Ensure you check all rooms and any storage spaces where damp may be hiding.

 

Find out what the tax bracket would be

Finding out the tax bracket in the area you are looking at is important to know what you will be paying out each month. You should be able to find this out on the gov.uk website or from your estate agent.

 

Have a good look at the plumbing

Plumbing in a house can be an expensive fix, so make sure you have a good look at the fittings like the shower, bath (if there is one), toilet, and sinks. Find out how the water pressure is by turning on the taps and flushing the toilets to ensure everything is working. A home services report is a good way to determine the condition and make recommendations for improvement.

 

What condition is the boiler in?

Find out about the heating system in the house. What make is the boiler? When was it last serviced? How old is the boiler? Ascertaining the condition of the boiler is worth the time. You don’t want the first expense when you move into your new home to be a new boiler.

 

Do the lights work, and are there enough power sockets?

When walking around, turn the lights on and have a look at the sockets to ensure there are no safety risks, like exposed wires. Another aspect to consider is how many power sockets there are and where they are located. When it comes to moving in, you’ll want to know you can plug in everything you need to where you want it. Alternatively, you may need to consider getting an electrician in to fit some new sockets.

 

Check all windows

Check to see if there is condensation build up inside the glass. This may be a sign that they will need to replace it sooner rather than later, as the double glazing is faulty and no longer working efficiently. Are there any cracks around the frame, or can you feel a draft coming from around the edges? Or is the glass single-glazed? This will let out a lot of heat from the home.

 

How easy is the attic to access?

The attic is probably one of the last things you would think to look at when viewing a house, but you may not want to make any assumptions. Is there adequate insulation? You don’t want to check that everything else is energy efficient and then let all of the heat out of the roof! Is there enough storage space for all of your Christmas decorations? Is there the possibility of converting it into additional rooms? Finding out as much about your attic at your viewing can save a lot of unanswered questions along the line.

 

What condition is the roof in?

With the roof being another costly aspect of the home to repair or replace, gauging the condition beforehand can save you a lot of hassle. Ask when the roof was installed; have a look at the condition of the gutters and the roofing material; are all things to do while viewing a property.

 

Examine the exterior

While you’re outside looking at the roof, make sure you are also taking a look at the exterior of the house. Check that there are no big cracks or damage to any of the brickwork. A survey will also help with this.

 

Remember to make the most of your estate agent and ask them questions so you can be as informed as possible about your property purchase. Most importantly, outside all of the practical aspects to look at in a potential new home, do you see yourself living there?

If you want full peace of mind when making the big financial decision of buying your next home, Home Service Reports can help you determine the condition of your boiler, heating system, gas appliances, plumbing, and electrical installation. We have fully qualified gas safe and NAPIT engineers nationwide to give you peace of mind with your home buying decision.

5 most expensive repairs & how to avoid them when buying your new home

Buying a house is a significant investment, and it’s essential to ensure that your new home is in good condition. One way to protect yourself from unexpected expenses is to get a comprehensive home buyers report, especially focusing on gas and electric installations. This report can uncover potential faults that might not be visible during a regular home inspection. Here, we’ll explore the five most expensive home repairs and why investing in a home buyers report for the gas and electric installations is crucial.

1. Electrical Issues: Starting off as one of the most expensive re-fits is having all of the electrical installations checked on the property. The average cost to re-wire a 3-bedroom house comes in at around £4,450 – £8000 which is a big cost to consider when buying a property. Knowing what you are dealing with from the start allows you to effectively budget and, in some cases, negotiate a better deal. Faulty wiring, outdated electrical components, or inadequate wiring can pose significant safety risks and be costly to fix. A home buyers report for the electric installation can identify these issues, helping you avoid potential fire hazards and ensuring that your home’s electrical installation meets current standards.

2. Gas Boiler: When you are buying your new property, you want a fully functioning boiler that heats the house, is safe and runs economically. Buying a new boiler is another costly expense, the Home Service Report will identify any inadequacies with the boiler and make helpful recommendations on how to overcome any costly issues.

3. Heating Installation: So, you have checked the boiler, but the heating system is also an important component of delivering a warm, cosy house. The Home Service Report will inspect the pipework and radiator functionality to make sure you have a fully operational system, with no leaks or corrosion.

4. Plumbing Installation: The cost of re-plumbing a property is at the top of our list, with average cost starting at £10,000 and upwards. Undetected plumbing issues can result in a host of problems, from water damage to mould growth and high-water bills. A home buyers report can assess the condition of the plumbing system, identifying potential leaks, blockages, or damaged pipes. Fixing plumbing issues can be a significant expense, and catching them before you buy can save you from unexpected costs.

5. Gas Inspection (CP12): Safety is the priority with this part of your Home Services Report. A CP12 Gas Inspection ensures you of a safe working gas installation, it will check that all gas appliances within the property have been installed safely, allowing peace of mind for you and your family.

Heating systems that are outdated or inefficient can lead to high utility bills and costly repairs. A home buyers report can assess the condition and efficiency of these systems, helping you understand if they need upgrades or replacements. Ensuring that your heating system is in good working order can save you money in the long run by reducing energy costs and preventing the need for extensive repairs.

Now that we’ve discovered the five most expensive faults in a house, it’s clear why obtaining a home buyers report for gas and electric systems is so important. These reports go beyond the standard home inspection, providing a more detailed analysis of critical systems that can be expensive to repair or replace.

Here are some reasons why investing in these reports is a wise choice:

Peace of Mind: Knowing the condition of your home’s gas and electric systems can provide peace of mind. You’ll have a clear understanding of any potential issues and can plan for necessary repairs or upgrades.

Negotiating Power: If the home buyers report uncovers significant faults, you can use this information to negotiate with the seller. You may be able to negotiate a lower sale price or request that the seller address the issues before the sale is finalised.

Long-Term Savings: By identifying and addressing faults early, you can save money in the long run. Preventing costly repairs or replacements down the road can help you budget more effectively for homeownership.

In conclusion, buying a home is a substantial financial commitment, and you want to make sure that your investment is sound. Getting a home buyers report that includes a thorough inspection of gas, electrical plumbing and heating systems is a smart move. It can help you avoid the most expensive home repairs and ensure that your new home is safe and in good condition. Don’t skip this crucial step in the home-buying process – it’s an investment in your future peace of mind and financial well-being.